Bookkeeping, invoicing
and payroll — in your own private space.
Retufu handles quotes, invoices, purchasing, inventory, bank reconciliation, full double-entry accounting, and SARS-ready PAYE/UIF/SDL payroll — set up in your own dedicated, private environment and fully managed for you, so your business data is never pooled with anyone else's.
One system, from quote to trial balance
No exporting to a spreadsheet, no separate payroll subscription, no third-party invoicing app. Retufu covers the whole small-business bookkeeping cycle.
Quotes & invoices
Professional, branded PDF quotes and invoices with automatic VAT, part-payments, overdue tracking and one-click email delivery.
Purchasing & bills
Purchase orders that convert into bills, supplier tracking, and accounts payable that ages automatically.
Inventory
Perpetual stock tracking with weighted-average costing — stock levels and cost of goods sold update themselves as you sell.
Cashbook & reconciliation
Import a bank statement CSV and match each line to an invoice, bill or expense in a couple of clicks.
Full General Ledger
Real double-entry accounting behind the scenes — every transaction posts a balanced journal entry automatically.
Reports that matter
Profit & Loss, Balance Sheet, Trial Balance, VAT, Aged Receivables/Payables and more — export to PDF, CSV or Excel.
HR & statutory payroll
PAYE, UIF and SDL calculated for you, BCEA leave accrual, payslips and payroll journal entries — built for South African employers.
Security by default
Mandatory two-factor authentication, role-based permissions per team member, and a full activity log of every change.
Automatic backups
Your data is backed up automatically, every day — no setup, no reminders, nothing for you to manage.
Employee self-service portal
Employees log in to their own secure account to view and download payslips and their annual tax certificate, request leave and clock in and out — without using up a paid staff seat.
Business intelligence & insights
A daily, prioritised action list — which overdue customers to chase first, a simple cash-runway projection, sales trends, pricing and stock risks, and background fraud & anomaly checks.
SARS & CIPC compliance tracker
Every statutory deadline that matters — VAT201, EMP201, provisional tax, CIPC annual returns, POPIA — tracked in one place with clear due-soon and overdue flags.
Funder & banker pack
One click bundles your Trial Balance, Balance Sheet, Profit & Loss, Cash Flow and Aged Receivables/Payables into a single professional PDF — ready for a loan or funding application.
Your whole business, on one screen
Every dashboard opens with a real-time Executive Summary — this month and year-to-date revenue, expenses and profit, plus exactly what's outstanding, overdue and owed, updated the moment a transaction is entered.
Executive Summary
This month: R 284 600,00 in revenue against R 42 150,00 in expenses — a net profit of R 242 450,00.
Illustrative example — your dashboard opens straight into your own real, live numbers.
Your books, in your own private space — never mixed with anyone else's
Most bookkeeping software pools every customer's financial data onto the same shared servers. Retufu gives every business its own dedicated, private environment — fully set up and managed for you, with nothing to install.
Data privacy
Your customer records, invoices, and payroll data live in a dedicated environment set up just for your business — never pooled with other companies' data, never mined, never sold.
No surprise price hikes
No per-invoice fees, no "we're changing our pricing tiers" emails. One predictable subscription for the whole system.
Built around how businesses actually work
Your currency, your tax rules, your payroll and leave regulations — built in from day one, not a foreign product with a currency dropdown bolted on.
See Retufu running on real South African books
Book a short demo and we'll walk through invoicing, payroll and reporting with you — no obligation.